OilFlow

Customers, payments and books in one place.

Transparent card processing that can lower your costs, and a CRM that removes most double entry, for independent heating oil and propane dealers.

Get a free payment-processing assessment

How it fits together

Each dealer gets a dedicated app.

Customer paysby card Helcimcard tokenized OilFlowtoken + last 4 only QuickBooks Onlineinvoices + payments posted Customer paysby card Helcimcard tokenized OilFlowtoken + last 4 only QuickBooks Onlineinvoices + payments posted

What it does

Customer accounts

Contacts, residential and business names, bill-to and ship-to addresses, phone, email and notes.

Card on file

Cards are tokenized by Helcim. OilFlow keeps only the token and last 4, which reduces exposure to card data.

Interchange-plus processing

Network cost and markup shown separately.

Posts to QuickBooks Online

Creates the invoice when your office confirms an order and posts payments to the matching open invoice. Removes most double entry.

Record ACH and check

Record ACH and check payments and they post to QuickBooks.

Payment plans

Weekly or biweekly plans charged to the card on file, with installment tracking.

Energy-assistance vouchers

Track state energy-assistance vouchers on the customer account.

Notes reach the driver

Customer notes follow each order to the driver view.

Customer data import

We import your customers, addresses, phone numbers and emails into the CRM so you don't re-key them.

Works alongside your dispatch, routing and tank-forecasting software. It doesn't replace them.

Interchange-plus, explained

See what the card networks charge and what the processor adds.

Illustrative example, not actual results Cost per sale One blended rate costs bundled, not itemized Flat or tiered Processor markup Interchange set by card networks, passed through Interchange-plus Bar heights are for explanation only. Your costs depend on your card mix and statement.

Early result. Germantown Oil, a family heating oil and propane dealer in Germantown, Ohio, switched in October 2026. In their first two weeks (Oct 12–26), on $152,303 in card payments, their processing cost dropped about 1.4 percentage points, about $2,132.

Results vary by dealer.

Pricing

$3,500
one-time implementation

Deployment, customer import, Helcim + QuickBooks Online setup, workflows, testing, training.

$599/mo
subscription

Your dedicated OilFlow app.

Processing fees are paid directly to Helcim. Custom work is quoted separately.

Free payment-processing assessment

No obligation.

1. Send a statementOne recent processing statement
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2. We compareYour fees vs. interchange-plus, plus re-keying
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3. One-page summaryPlain findings, yours to keep

Questions

Do you replace my dispatch software?

No. OilFlow works alongside dispatch, routing and tank-forecasting tools.

What happens to saved cards?

Saved cards are re-entered once through Helcim. OilFlow never stores full card numbers or CVV codes; it keeps only the Helcim token and last four digits. A customer can have more than one card on file.

Do I have to re-enter my customers?

No. We import your customers, addresses, phone numbers and emails into the CRM so you don't re-key them. Saved cards are re-entered once through Helcim.

How does QuickBooks Online fit in?

The sync runs mostly one way, from OilFlow to QuickBooks Online. When your office confirms an order, OilFlow creates the invoice in QuickBooks; when a payment comes in, it posts to the matching open invoice. That removes most double entry. Bank deposit reconciliation still happens in QuickBooks.

What about ACH?

Record ACH and check payments and they post to QuickBooks. ACH bank payments are available through Helcim, the same processor that handles your cards, and can be turned on for your account.

Who do I pay processing fees to?

Directly to Helcim. You pay us only the one-time implementation fee and the monthly subscription.

Talk to Jason

Email Jason to set up your free payment-processing assessment. Have one recent processing statement handy.

jason@jjebventures.com